Find the right plan the suits your needs.


Why choose Medgap
– Excellent client sevices to enable fair treatment of our clients
– Our products are affordable and easy to understand, offering the best value for money
– We price our products independently to ensure our clients get maximum value for their money
– Our products are compatible with all registered medical schemes in South Africa
– Guardrisk was the first shot-term insurer in South Africa to offer gap cover to the market
– We work with medical schemes and sevice providers, to better our clients’ claim experience
deserve
Medgap Options
- Shortfall Benefits
- Benefit for shortfalls in medical practitioner costs (shortfall cover)
- Co-payment benefit
Medgap Supreme
- Shortfall Benefits (These benefits are collectively limited to R178 000 per person per year)
- Benefit for shortfalls in medical practitioner costs (shortfall cover)
- Co-payment benefit
- (NEW) Robotic procedures shortfall benefit
- (NEW) Robotic co-payment benefit
- (NEW) Non-DSP co-payment benefit
- Oncology co-payment benefit
- Oncology extender benefit
- Internal prosthesis shortfall benefit
- Casualty benefit
- (NEW) Sub-limit benefit
- ASSIST BENEFITS (Does not aggregate to the annual limit)
- Cancer Assist benefit
- Accident Assist benefit
- Violent crime benefit
- (NEW) Breast reconstruction benefit for non-affected breast
- Premium waiver benefit
- Trauma and bereavement counselling benefit
- Baby bump benefit
Medgap Millenial
This is exclusive cover for young individuals over 18 to under 30 years offering both the Primary and SUppreme options at a competitive rate.