+27 11 049 8601 enquiries@tendaonline.co.za

Find the right plan the suits your needs.

Why choose Medgap

– Excellent client sevices to enable fair treatment of our clients
– Our products are affordable and easy to understand, offering the best value for money
– We price our products independently to ensure our clients get maximum value for their money
– Our products are compatible with all registered medical schemes in South Africa
– Guardrisk was the first shot-term insurer in South Africa to offer gap cover to the market
– We work with medical schemes and sevice providers, to better our clients’ claim experience
Get the gap cover you

Medgap Options

Medgap Primary
  • Shortfall Benefits
  • Benefit for shortfalls in medical practitioner costs (shortfall cover)
  • Co-payment benefit

Medgap Supreme

  • Shortfall Benefits (These benefits are collectively limited to R178 000 per person per year)
  • Benefit for shortfalls in medical practitioner costs (shortfall cover)
  • Co-payment benefit
  • (NEW) Robotic procedures shortfall benefit
  • (NEW) Robotic co-payment benefit
  • (NEW) Non-DSP co-payment benefit
  • Oncology co-payment benefit
  • Oncology extender benefit
  • Internal prosthesis shortfall benefit
  • Casualty benefit
  • (NEW) Sub-limit benefit
  • ASSIST BENEFITS (Does not aggregate to the annual limit)
  • Cancer Assist benefit
  • Accident Assist benefit
  • Violent crime benefit
  • (NEW) Breast reconstruction benefit for non-affected breast
  • Premium waiver benefit
  • Trauma and bereavement counselling benefit
  • Baby bump benefit

Medgap Millenial

This is exclusive cover for young individuals over 18 to under 30 years offering both the Primary and SUppreme options at a competitive rate.


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